Course Packages
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Insurance Continuing Education (CE)
Many states require insurance producers to regularly renew their licenses. Complete your mandated Continuing Education (CE) hours with Pass Perfect’s specialized courses.
24hr CE
Every 2 Year(s)
3hr
Ethics
Up to 12hrs
Carry Over to Next Period
Any
Lines of Authority
Every 2 years
Last day of birth month
Product Specific Training
Annuity Best Interest
- 4 hrs, one time before sale
Long-Term Care
- 8 hrs, one time before sale
- 4 hrs, every 2 years
Flood
- 3 hrs, one time before sale
Exemptions
The following are exempt from CE requirements:
- Nonresidents who meet home state CE
- Limited lines licenses
State Information
Pass Perfect’s Provider No.
10100
Several Package Options
We provide you with the right mix of approved content to fulfill your state’s requirements for your license type.
Current and Interesting Content
Our courses are current, contain relevant information, and are easy to navigate - complete your CE faster and enjoy the experience.
Quick State Reporting
We report your credits to the states every day so you don’t have to wait to renew your license.
Requirements
Complete your CE with Pass Perfect
Course Ordering
Order individual CE courses or bundles
Receive email with LMS login instructions
Course Access
Read Welcome page instructions
Study all material before exams
Meet state requirements
Finish 100% of course before certification exam
Certification
Pass certification exam (70%+ score)
Download completion certificate
Reporting
Pass Perfect reports to state within 1 business day
Check roster date on course dashboard
Continuing Education: Ohio
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Credit Hours
Course Packages
*plus required state filing fee
(price updated in cart)All Access CE includes 12-month access to all approved courses in the state selected (except for our Ethics Webinar). You can take as many courses as you like. We will file credits with the state until your requirements are complete. Courses taken after that point will not be submitted for credit.*plus required state filing fee
(price updated in cart)Meets the 3-hour Ethics requirement and includes the following courses: Ethical Considerations in Selling to Seniors (3), College - Planning and Paying for It (6), Homeowner’s Insurance Valuation (4), Identity Theft (4), Principles of Wealth Management (7).*plus required state filing fee
(price updated in cart)Meets the 3-hour Ethics requirement and includes the following courses: Ethical Considerations in Selling to Seniors (3), Business Disability Insurance (4), Business Life Insurance (4), College - Planning and Paying for It (6), Principles of Wealth Management (7).*plus required state filing fee
(price updated in cart)Meets the 3-hour Ethics requirement and 4-hour Long-term care requirement and includes the following courses: Ethical Considerations in Selling to Seniors (3), Designing Qualified Plans to Meet Employer Objectives (2), Disability Income (3), Long Term Care 4 hr Review Training (4), Retirement…IRAs (6), Tax Treatment of Life Insurance Proceeds (3), Tax Treatment of Retirement Plans, Pensions, and Annuities (3).*plus required state filing fee
(price updated in cart)Meets the 3-hour Ethics requirement and includes the following courses: Ethical Considerations in Selling to Seniors (3), Homeowner’s Insurance Valuation (4), Identity Theft (4), Insurance for Residential Properties (3), Personal Life Insurance Planning (3), Principles of Wealth Management (7).*plus required state filing fee
(price updated in cart)This comprehensive course explores the fundamental ethical principles and practices essential for insurance professionals, covering key topics such as legal and regulatory compliance, fiduciary responsibilities, fraud awareness, and ethical decision-making in various insurance scenarios. Students will learn about the importance of honesty, integrity, and accountability in building and maintaining client relationships, as well as strategies for navigating ethical dilemmas and promoting ethical conduct within the insurance industry. The course aims to equip insurance aGeneralts and producers with the knowledge and skills necessary to uphold high ethical standards, enhance their professional reputation, and contribute to the overall integrity of the insurance business.*plus required state filing fee
(price updated in cart)This course provides an overview of the key provisions of the Patient Protection and Affordable Care Act (PPACA) that affect individuals, including coverage requirements, tax implications, and available tax credits. It examines important aspects such as plan grandfathering, pre-existing condition exclusions, benefit limits, coverage rescissions, patient protections, and extended coverage for children up to age 26. The course aims to help insurance professionals understand how the PPACA impacts individuals’ health insurance options, tax obligations, and eligibility for financial assistance in obtaining coverage.*plus required state filing fee
(price updated in cart)This 4-hour course equips insurance professionals with comprehensive knowledge of annuities, focusing on their characteristics, types, and tax implications, to effectively educate and guide consumers through complex financial decisions. Participants will learn to identify and explain the advantages and disadvantages of various annuity products, enabling them to make informed recommendations that align with clients’ unique financial needs and goals. The course also covers critical suitability, best interest, and disclosure requirements, ensuring insurance professionals can navigate regulatory standards while providing ethical, client-centered advice in the evolving landscape of annuity sales and service.*plus required state filing fee
(price updated in cart)This CE course provides insurance professionals with crucial insights into errors and omissions (E&O) claims, analyzing trends and statistics from national E&O insurance companies to help producers, adjusters, and other industry personnel mitigate risks. Participants will explore the far-reaching consequences of E&O claims, including financial losses and reputational damage, while gaining a thorough understanding of the behaviors and practices that commonly lead to such claims. The course also covers key E&O policy provisions, claim reporting procedures, and appropriate responses to filed claims, equipping insurance professionals with the knowledge to protect themselves and their businesses in an increasingly complex regulatory environment.*plus required state filing fee
(price updated in cart)This comprehensive course explores the critical role of disability insurance in protecting businesses and professional practices, covering key concepts such as group long-term and short-term disability income, salary continuation plans, and association disability income plans. Students will learn about disability buy-sell agreements, their importance in business continuity planning, and the implementation of business overhead expense insurance to safeguard against the financial impact of a business owner’s disability. The course provides in-depth knowledge on policy types, tax implications, and strategies for structuring disability insurance solutions to meet the unique needs of various business entities and professionals.*plus required state filing fee
(price updated in cart)This comprehensive course explores the application of life and disability insurance across various business entities, including sole proprietorships, partnerships, corporations, and limited liability companies, to address complex issues faced by business owners. Students will examine business continuity options, ownership structures, taxation considerations, and succession planning strategies, with a focus on how life and disability insurance can be leveraged to protect and strengthen businesses. The course covers key topics such as business continuation, tax implications, key personnel retention, and the use of insurance solutions to ensure business viability and provide benefits to owners, employees, and heirs.*plus required state filing fee
(price updated in cart)This course provides a comprehensive overview of casualty insurance, covering various types of policies and key insurance concepts. It explains fundamental insurance principles, different types of insurers, policy structures, and common coverages including homeowners, auto, commercial package, business owners, and workers compensation policies. The course also covers specialty coverages like professional liability and surety bonds, as well as important regulatory topics like the Terrorism Risk Insurance Act. Overall, it aims to give learners a thorough understanding of casualty insurance products, policy provisions, and industry practices.*plus required state filing fee
(price updated in cart)This comprehensive course equips financial professionals with in-depth knowledge of education savings strategies, focusing on Qualified Tuition Plans (529 Plans) and Coverdell Education Expense Accounts, while also covering related topics such as IRAs, student aid, and UGMAs/UTMAs. Students will explore the competing needs of retirement and education savings, examining various accumulation programs, tax implications, and withdrawal strategies to effectively guide clients in planning for future educational expenses. The course provides practical insights into determining education expense needs, analyzing savings alternatives, and developing comprehensive plans to meet educational accumulation goals, preparing financial professionals to navigate the complex landscape of education financing and savings vehicles.*plus required state filing fee
(price updated in cart)This course provides an overview of qualified plan design principles to help meet the needs of business owners, with a focus on small company plans for employers with fewer than 25 employees. It examines key considerations in plan design, including employer objectives, target beneficiaries, and budget constraints, while exploring strategies to address conflicting goals. The course aims to equip insurance and financial professionals with the knowledge to recommend suitable qualified plans that align with specific employer needs and objectives.*plus required state filing fee
(price updated in cart)This comprehensive course provides insurance professionals with an in-depth understanding of disability income insurance, covering its history, key concepts, policy types, and applications in both personal and business markets. Students will learn about policy provisions, underwriting considerations, tax implications, and the various ways disability income insurance can be used to protect individuals and businesses from financial hardship due to disability. The course also explores related topics such as Social Security disability benefits, business overhead expense coverage, and disability buyout programs, equipping aGeneralts to effectively recommend and implement disability income solutions for their clients.*plus required state filing fee
(price updated in cart)This course provides a comprehensive overview of disability income insurance, covering key concepts such as the likelihood and financial impact of disability. It examines the important definitions, provisions, and riders that comprise disability income policies and how they provide financial protection for insureds. The course also delves into the unique aspects of disability insurance underwriting, including occupational classification, financial justification of coverage amounts, and approaches to covering impaired risks.*plus required state filing fee
(price updated in cart)This course focuses on the ethical issues in the sales process, particularly those encountered when selling insurance and financial products to seniors. It examines the fundamental principles underlying ethical systems, the foundations of professional ethics, and specific ethical concerns and unethical conduct in sales. The course aims to help sales professionals modify their tools and methods to meet heightened ethical requirements, implement a system for ethical decision making, and navigate special issues like product replacement and working with impaired clients.*plus required state filing fee
(price updated in cart)This course provides insurance professionals with a comprehensive understanding of ethics in the insurance industry, covering its historical development, key ethical principles, and their practical application in insurance practices. Students will explore federal and state regulations, unfair trade practices, and their legal and ethical implications, while also examining the complex relationships between insurance producers, adjusters, and the companies they represent. The course aims to equip insurance professionals with the knowledge to navigate ethical dilemmas, understand their legal responsibilities, and uphold the highest standards of professional conduct in their roles as aGeneralts of insurance companies and advocates for their clients.*plus required state filing fee
(price updated in cart)This comprehensive course explores the ethical considerations and legal obligations of insurance professionals in handling client funds and financial transactions. Students will learn about key topics such as fiduciary responsibilities, proper premium accounting, disclosure requirements, prohibited practices like rebating and misrepresentation, and compliance with anti-money laundering regulations. The course aims to equip insurance professionals with the knowledge and skills to maintain the highest ethical standards in financial dealings, protect client interests, and comply with industry regulations and best practices.*plus required state filing fee
(price updated in cart)This course focuses on the ethical principles and practices critical for financial services professionals, covering the foundation of ethics, developing a system of professional ethics, ethical guidelines for sales tools and processes, and common ethical and compliance problems. It examines cornerstone principles like honesty, fairness and competence, and how they apply to sales practices, client communications, and relationships with represented companies. The course guides participants in conducting an ethical review of their own practice to ensure tools and methods meet heightened ethical requirements, and discusses how maintaining a highly ethical practice can provide a marketing advantage.*plus required state filing fee
(price updated in cart)This comprehensive course provides insurance professionals with an in-depth understanding of the National Flood Insurance Program (NFIP), including its history, key components, and operational procedures. Students will learn about flood insurance policies, coverage options, rating methodologies, claims handling processes, and the program’s role in floodplain management and disaster mitigation. The course also covers important topics such as mandatory purchase requirements, community participation, map modernization efforts, and recent legislative changes affecting the NFIP, equipping insurance aGeneralts with the knowledge to effectively serve clients in flood-prone areas and navigate the complexities of flood insurance.*plus required state filing fee
(price updated in cart)The “Health Insurance Essentials” course provides a comprehensive overview of health and disability insurance concepts, including risk management, types of insurance policies, and the legal aspects of insurance contracts. It covers the roles and responsibilities of producers, various types of health insurance, underwriting criteria, and the impact of federal regulations such as the Affordable Care Act. The course is designed to equip learners with the foundational knowledge needed to navigate and understand the complexities of health insurance in the United States.*plus required state filing fee
(price updated in cart)This course provides an overview of the landmark Patient Protection and Affordable Care Act (PPACA) and its impact on health plans, health insurers, employers, and individuals. It examines the law’s principal provisions, including coverage-related requirements, tax credits for small businesses, shared responsibility for large employers, personal income tax changes, and tax credits to help individuals maintain minimum essential coverage. The course aims to equip participants with the knowledge to understand the PPACA’s healthcare provisions and their tax implications for businesses and individuals.*plus required state filing fee
(price updated in cart)This course focuses on key provisions of the Patient Protection and Affordable Care Act related to ensuring patient protections and the rules governing pre-existing condition exclusions, annual and lifetime benefit limits, and rescission of health coverage. It provides important information for insurance aGeneralts and advisors counseling clients on the requirements imposed by the Act and its implementing regulations on group health plans and individual insurance coverage. The course aims to equip insurance professionals with in-depth knowledge of these provisions so they can confidently and expertly advise their clients and better meet their needs in navigating this complex legislation.*plus required state filing fee
(price updated in cart)This comprehensive course provides an in-depth exploration of hedge funds, covering their history, evolution, and current role in the investment landscape. Students will learn about various hedge fund strategies, including classic hedging techniques and more aggressive modern approaches, as well as the different classifications, investment styles, and risk factors associated with hedge fund investing. The course aims to equip financial professionals with a thorough understanding of this complex investment vehicle, enabling them to better advise clients on the potential benefits and risks of hedge fund investments in a diversified portfolio.*plus required state filing fee
(price updated in cart)This course examines the Health Insurance Portability and Accountability Act (HIPAA), its origins, and its impact on group and individual health insurance plans, particularly regarding pre-existing condition exclusions and insurers’ ability to decline coverage. It covers the legislation’s establishment of Archer medical savings accounts (MSAs), including eligibility, contribution limits, and tax treatment, as well as its administrative simplification provisions aimed at streamlining healthcare transactions. The course also delves into HIPAA’s regulations on electronic transactions, security, national provider identifiers (NPI), and the privacy of protected health information.*plus required state filing fee
(price updated in cart)This comprehensive course is designed to provide Property and Casualty Broker-AGeneralts and Personal Lines Broker-AGeneralts with essential knowledge and skills in estimating the replacement value of structures, specifically for homeowners’ insurance. The course covers key topics such as differentiating between homeowners’ and dwelling property policies, understanding valuation principles and methods, recognizing factors influencing replacement costs, and applying appropriate endorsements for insuring replacement costs. Upon completion, aGeneralts will be equipped to accurately assess property values, explain coverage levels to clients, and make informed recommendations on appropriate coverage, all while adhering to state insurance codes and regulations.*plus required state filing fee
(price updated in cart)This comprehensive course provides insurance aGeneralts with essential knowledge about identity theft, its risks, and its impact on clients and their families. The course covers the fundamentals of how identity theft occurs, the various ways criminals can assume someone’s identity, and the steps necessary to restore and protect a person’s good name after an identity theft incident. Upon completion, aGeneralts will be equipped to educate their clients on identity theft prevention, detection, and recovery strategies, enhancing their value as trusted advisors in an increasingly digital world.*plus required state filing fee
(price updated in cart)This course provides a comprehensive overview of the rules governing eligibility, contribution limits, tax treatment, investments, and distributions for traditional and Roth Individual Retirement Accounts (IRAs). It also covers the benefits of tax-deferred accumulation, as well as the contribution and distribution rules and tax implications for Coverdell Education Savings Accounts, SEP IRAs, and SIMPLE IRAs. The course aims to equip advisers with the knowledge necessary to effectively counsel clients on the various types of individual retirement accounts and help them make informed decisions to meet their retirement savings needs.*plus required state filing fee
(price updated in cart)This comprehensive course explores the fundamental ethical principles and practices essential for insurance professionals, covering key topics such as legal and regulatory compliance, fiduciary responsibilities, fraud awareness, and ethical decision-making in various insurance scenarios. Students will learn about the importance of honesty, integrity, and accountability in building and maintaining client relationships, as well as strategies for navigating ethical dilemmas and promoting ethical conduct within the insurance industry. The course aims to equip insurance aGeneralts and producers with the knowledge and skills necessary to uphold high ethical standards, enhance their professional reputation, and contribute to the overall integrity of the insurance business.*plus required state filing fee
(price updated in cart)This course provides a comprehensive overview of insurance coverage for residential properties, including dwelling policies, homeowners policies, and important endorsements. It covers key insurance concepts, types of policies, covered perils, exclusions, and often overlooked residential coverages. The course also addresses emerging markets like tiny homes and explores important considerations for insuring home-based businesses.*plus required state filing fee
(price updated in cart)The “Life Insurance Essentials” course provides a detailed exploration of life insurance concepts, including the principles of risk management, types of life insurance policies, and the legalities involved in insurance contracts. It covers the various uses of life insurance for both individuals and businesses, with an emphasis on understanding policy provisions, underwriting processes, and the implications of federal regulations. This course is designed to equip learners with essential knowledge to effectively navigate the complexities of life insurance and its application in personal and professional settings.*plus required state filing fee
(price updated in cart)This course provides a comprehensive overview of Medicare, Medicaid, and long-term care insurance. It covers the different parts of Medicare, eligibility requirements, enrollment periods, and supplemental coverage options like Medigap policies. The course also examines long-term care insurance, including policy features, underwriting considerations, and how it compares to other methods of paying for long-term care services.*plus required state filing fee
(price updated in cart)This course provides an in-depth overview of long-term care insurance, a complex financial product that differs significantly from traditional insurance and government programs like Medicare and Medicaid. It covers key topics including consumer vulnerabilities, industry pricing challenges, regulatory developments, and producer training requirements across states. The course aims to equip insurance professionals with the knowledge needed to understand and ethically sell long-term care insurance products in a changing marketplace.*plus required state filing fee
(price updated in cart)This course provides a comprehensive overview of the rules governing eligibility, contribution limits, tax treatment, investments, and distributions for traditional and Roth Individual Retirement Accounts (IRAs). It also covers the benefits of tax-deferred accumulation, as well as the contribution and distribution rules and tax implications for Coverdell Education Savings Accounts, SEP IRAs, and SIMPLE IRAs. The course aims to equip advisers with the knowledge necessary to effectively counsel clients on the various types of individual retirement accounts and help them make informed decisions to meet their retirement savings needs.*plus required state filing fee
(price updated in cart)This course provides a comprehensive overview of the Patient Protection and Affordable Care Act of 2010, including its key provisions and impact on the U.S. healthcare system. It covers the law’s major components such as insurance reforms, expansion of coverage, changes to Medicare and Medicaid, new taxes and fees, and efforts to improve healthcare quality and efficiency. The course examines how the law affects individuals, employers, healthcare providers, and insurers. It also explores the implementation timeline and ongoing legal and political challenges to the law. Overall, this course offers a thorough examination of this landmark healthcare reform legislation and its wide-ranging effects on the American healthcare landscape.*plus required state filing fee
(price updated in cart)This course provides comprehensive guidance for producers and advisors on assessing the appropriateness of life insurance recommendations for clients by performing a thorough needs analysis. It covers the historical human life value method and emphasizes the importance of gathering relevant client information to accurately identify and calculate survivors’ lump-sum and income needs. The course aims to equip aGeneralts and advisors with the knowledge and tools necessary to determine suitable life insurance amounts, better serve consumers, and ensure appropriate life insurance recommendations are made when suitable to meet client needs.*plus required state filing fee
(price updated in cart)This course provides a comprehensive overview of reinsurance principles, covering the origins and history of reinsurance in the life insurance and property & casualty industries. It examines the various types of reinsurance available, their uses in achieving management objectives, customary reinsurance agreements and their applications, and the operation of reinsurance with respect to claims payment, risk changes, experience rating, and other factors. The course also explores the current reinsurance environment, regulation of reinsurance, and the potential use of reinsurance in financing life insurance company demutualizations, mergers, and acquisitions.*plus required state filing fee
(price updated in cart)This course examines the importance and need for comprehensive financial planning, as evidenced by various economic indicators such as the U.S. poverty rate, savings rate, retirement readiness, and the increasing cost of higher education. It outlines the key steps in developing a client’s financial plan, critical issues in managing and protecting wealth, and the principal products and concepts available to implement wealth management objectives and their tax treatment. The course aims to equip participants with the knowledge and skills to apply wealth management principles to improve the financial situation of their clients.*plus required state filing fee
(price updated in cart)The “Property Insurance Essentials” course offers an in-depth understanding of property insurance principles, including risk management, types of property policies, and the legal foundations of insurance contracts. It covers essential topics such as underwriting, loss valuation, policy structures, and the responsibilities of both insurers and insureds. This course is tailored to equip learners with the necessary knowledge to navigate the complexities of property insurance, ensuring they can effectively manage and protect physical assets.*plus required state filing fee
(price updated in cart)This course provides comprehensive continuing education on individual retirement savings, with a focus on Individual Retirement Accounts (IRAs) and related topics like Coverdell Education Savings Accounts. It covers key aspects of retirement and education savings vehicles, including tax implications, withdrawal rules, and recent regulatory changes. The course aims to enhance financial professionals’ knowledge and competency in guiding clients through the complexities of saving for retirement and education in an ever-changing financial landscape.*plus required state filing fee
(price updated in cart)This course provides a comprehensive overview of the tax treatment of various life insurance policy transactions, including death benefits, cash value withdrawals, loans, surrenders, and the impact of policy ownership and use in different contexts. It covers the tax implications of policies failing to meet the statutory definition of life insurance, being classified as modified endowment contracts (MECs), being transferred for valuable consideration, being sold in viatical or life settlement transactions, and being owned by employers or used in qualified retirement plans. The course aims to equip participants with the knowledge to calculate reportable gains, identify tax-free exchanges, and understand the tax treatment of accelerated death benefits and settlements for terminally-ill and chronically-ill individuals.*plus required state filing fee
(price updated in cart)This course provides a comprehensive overview of employer-sponsored qualified employee retirement plans and annuities, which form two key components of an individual’s retirement income strategy. It examines the types of qualified plans, their contribution and benefit limits, loan requirements, and the tax treatment of contributions and distributions, including recent changes introduced by the SECURE Act and CARES Act. The course also delves into the tax advantages and treatment of annuities, exploring how they enable tax-deferred growth, flexible investment allocation, and potentially tax-free income during retirement through annuitization.*plus required state filing fee
(price updated in cart)This course provides an overview of the evolution of health insurance in the United States and the emerGeneralce of various tax-favored health plans. It examines the tax treatment of premiums and benefits for health insurance policies, and delves into the rules governing health savings accounts (HSAs), Archer medical savings accounts (MSAs), and health reimbursement accounts (HRAs). The course also compares the tax treatment of employer-paid and individually-paid disability income insurance policies, explores the tax rules for business-related disability coverage, and identifies the tax treatment of long-term care insurance.*plus required state filing fee
(price updated in cart)This course provides an in-depth overview of tax-sheltered annuities (TSAs), focusing on their background, eligibility requirements, and key features. It explains how TSAs were introduced to level the retirement benefits playing field between public/non-profit and private sector employees, and details which organizations can sponsor TSAs and which individuals can participate. The course also covers the common law employee test, special rules for clergy, and considerations for public school employees and education officials, providing a comprehensive understanding of TSA eligibility and implementation.*plus required state filing fee
(price updated in cart)This course provides an in-depth overview of universal life insurance, focusing on its development, key features, and how it differs from traditional life insurance products. It explains how universal life insurance emerged in response to economic conditions and consumer demands in the late 1970s, offering flexibility in premiums, death benefits, and transparency in expense charges and interest crediting. The course also covers the various components of universal life policies, including flexible premiums, adjustable coverage, expense charges, mortality charges, and death benefit options, providing a comprehensive understanding of this relatively new insurance product.*plus required state filing fee
(price updated in cart)This course provides a comprehensive overview of variable annuities and other annuity products, including their types, features, and contract provisions. It covers key topics such as charges and fees, death benefits, taxation, living benefit guarantees, and suitability considerations for different types of clients. The course aims to enhance insurance professionals’ understanding of variable annuities to better serve their clients’ retirement planning and income needs.*plus required state filing fee
(price updated in cart)This course provides an in-depth overview of variable life insurance (VLI), focusing on its development, key features, and how it differs from traditional life insurance products. It explains how VLI emerged as a product that allows policyowners to allocate premiums to separate investment accounts, shifting investment risk from the insurer to the policyowner. The course also covers the regulatory challenges faced during VLI’s introduction, its fixed premium and minimum death benefit structure, and the concept of separate accounts and variable subaccounts, providing a comprehensive understanding of this specialized insurance product.*plus required state filing fee
(price updated in cart)This course provides a comprehensive overview of life settlements, focusing on the secondary market for life insurance policies in the United States. It explains how life settlements emerged as an alternative option for policyowners with unneeded life insurance policies, offering potentially higher returns than policy surrender. The course covers key aspects of life settlements including the markets, prospects, process, market conduct issues, disclosure requirements, taxation, and regulation. It aims to give learners a thorough understanding of the life settlement industry, its development, and the various factors that affect these transactions, including important regulatory and ethical considerations.
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