Louisiana Insurance CE Courses

Continuing Education: Louisiana

Unlimited Credit Hour
Credit:
General
Course Bundle
All Access
$
39.95
*plus required state filing fee
(price updated in cart)
All Access CE includes 12-month access to all approved courses in the state selected (except for our Ethics Webinar). You can take as many courses as you like. We will file credits with the state until your requirements are complete. Courses taken after that point will not be submitted for credit.
24 Credit Hour
Credit:
Ethics, Life, Health
Course Bundle
24 hr Life/Health Producer
$
39.95
*plus required state filing fee
(price updated in cart)
Meets the 3-hour Ethics requirement and includes the following courses: Ethical Considerations in Selling to Seniors (3), Disability Insurance Products and Principles (3), HIPPA Principles and Provisions (4), Principles of Wealth Management (4), Tax Treatment of Life Insurance Proceeds (3), Universal Life Insurance (2), Variable Universal Life Insurance (2), Viatical and Life Settlements (3).
3 Credit Hour
Credit:
Ethics
Course Single
Insurance Ethics 101 (Live Webinar)
SELECT WEBINAR DATE
$
36.95
*plus required state filing fee
(price updated in cart)
This comprehensive course explores the fundamental ethical principles and practices essential for insurance professionals, covering key topics such as legal and regulatory compliance, fiduciary responsibilities, fraud awareness, and ethical decision-making in various insurance scenarios. Students will learn about the importance of honesty, integrity, and accountability in building and maintaining client relationships, as well as strategies for navigating ethical dilemmas and promoting ethical conduct within the insurance industry. The course aims to equip insurance aGeneralts and producers with the knowledge and skills necessary to uphold high ethical standards, enhance their professional reputation, and contribute to the overall integrity of the insurance business.
Course Approval #36946
2 Credit Hour
Credit:
General
Course Single
Affordable Care Act Individual Rights and Responsibilities
$
13.95
*plus required state filing fee
(price updated in cart)
This course provides an overview of the key provisions of the Patient Protection and Affordable Care Act (PPACA) that affect individuals, including coverage requirements, tax implications, and available tax credits. It examines important aspects such as plan grandfathering, pre-existing condition exclusions, benefit limits, coverage rescissions, patient protections, and extended coverage for children up to age 26. The course aims to help insurance professionals understand how the PPACA impacts individuals’ health insurance options, tax obligations, and eligibility for financial assistance in obtaining coverage.
Course Approval #37885
3 Credit Hour
Credit:
General
Course Single
Casualty Insurance Essentials
$
13.95
*plus required state filing fee
(price updated in cart)
This course provides a comprehensive overview of casualty insurance, covering various types of policies and key insurance concepts. It explains fundamental insurance principles, different types of insurers, policy structures, and common coverages including homeowners, auto, commercial package, business owners, and workers compensation policies. The course also covers specialty coverages like professional liability and surety bonds, as well as important regulatory topics like the Terrorism Risk Insurance Act. Overall, it aims to give learners a thorough understanding of casualty insurance products, policy provisions, and industry practices.
Course Approval #37371
3 Credit Hour
Credit:
General
Course Single
Disability Insurance Products and Principles
$
13.95
*plus required state filing fee
(price updated in cart)
This course provides a comprehensive overview of disability income insurance, covering key concepts such as the likelihood and financial impact of disability. It examines the important definitions, provisions, and riders that comprise disability income policies and how they provide financial protection for insureds. The course also delves into the unique aspects of disability insurance underwriting, including occupational classification, financial justification of coverage amounts, and approaches to covering impaired risks.
Course Approval #37934
3 Credit Hour
Credit:
Ethics
Course Single
Ethical Considerations in Selling to Seniors
$
13.95
*plus required state filing fee
(price updated in cart)
This course focuses on the ethical issues in the sales process, particularly those encountered when selling insurance and financial products to seniors. It examines the fundamental principles underlying ethical systems, the foundations of professional ethics, and specific ethical concerns and unethical conduct in sales. The course aims to help sales professionals modify their tools and methods to meet heightened ethical requirements, implement a system for ethical decision making, and navigate special issues like product replacement and working with impaired clients.
Course Approval #37940
2 Credit Hour
Credit:
Ethics
Course Single
Ethics for the Financial Services Practitioner
$
13.95
*plus required state filing fee
(price updated in cart)
This course focuses on the ethical principles and practices critical for financial services professionals, covering the foundation of ethics, developing a system of professional ethics, ethical guidelines for sales tools and processes, and common ethical and compliance problems. It examines cornerstone principles like honesty, fairness and competence, and how they apply to sales practices, client communications, and relationships with represented companies. The course guides participants in conducting an ethical review of their own practice to ensure tools and methods meet heightened ethical requirements, and discusses how maintaining a highly ethical practice can provide a marketing advantage.
Course Approval #37949
4 Credit Hour
Credit:
General
Course Single
Health Insurance Essentials
$
13.95
*plus required state filing fee
(price updated in cart)
The “Health Insurance Essentials” course provides a comprehensive overview of health and disability insurance concepts, including risk management, types of insurance policies, and the legal aspects of insurance contracts. It covers the roles and responsibilities of producers, various types of health insurance, underwriting criteria, and the impact of federal regulations such as the Affordable Care Act. The course is designed to equip learners with the foundational knowledge needed to navigate and understand the complexities of health insurance in the United States.
Course Approval #37569
3 Credit Hour
Credit:
General
Course Single
Healthcare Reform - The Affordable Care Act Tax Provisions
$
13.95
*plus required state filing fee
(price updated in cart)
This course provides an overview of the landmark Patient Protection and Affordable Care Act (PPACA) and its impact on health plans, health insurers, employers, and individuals. It examines the law’s principal provisions, including coverage-related requirements, tax credits for small businesses, shared responsibility for large employers, personal income tax changes, and tax credits to help individuals maintain minimum essential coverage. The course aims to equip participants with the knowledge to understand the PPACA’s healthcare provisions and their tax implications for businesses and individuals.
Course Approval #38021
3 Credit Hour
Credit:
General
Course Single
Healthcare Reform Coverage
$
13.95
*plus required state filing fee
(price updated in cart)
This course focuses on key provisions of the Patient Protection and Affordable Care Act related to ensuring patient protections and the rules governing pre-existing condition exclusions, annual and lifetime benefit limits, and rescission of health coverage. It provides important information for insurance aGeneralts and advisors counseling clients on the requirements imposed by the Act and its implementing regulations on group health plans and individual insurance coverage. The course aims to equip insurance professionals with in-depth knowledge of these provisions so they can confidently and expertly advise their clients and better meet their needs in navigating this complex legislation.
Course Approval #37994
4 Credit Hour
Credit:
General
Course Single
HIPPA Principles and Provisions
$
13.95
*plus required state filing fee
(price updated in cart)
This course examines the Health Insurance Portability and Accountability Act (HIPAA), its origins, and its impact on group and individual health insurance plans, particularly regarding pre-existing condition exclusions and insurers’ ability to decline coverage. It covers the legislation’s establishment of Archer medical savings accounts (MSAs), including eligibility, contribution limits, and tax treatment, as well as its administrative simplification provisions aimed at streamlining healthcare transactions. The course also delves into HIPAA’s regulations on electronic transactions, security, national provider identifiers (NPI), and the privacy of protected health information.
Course Approval #37880
4 Credit Hour
Credit:
General
Course Single
Life Insurance Essentials
$
13.95
*plus required state filing fee
(price updated in cart)
The “Life Insurance Essentials” course provides a detailed exploration of life insurance concepts, including the principles of risk management, types of life insurance policies, and the legalities involved in insurance contracts. It covers the various uses of life insurance for both individuals and businesses, with an emphasis on understanding policy provisions, underwriting processes, and the implications of federal regulations. This course is designed to equip learners with essential knowledge to effectively navigate the complexities of life insurance and its application in personal and professional settings.
Course Approval #37575
8 Credit Hour
Credit:
Life
Course Single
LTCP 8-Hour Initial Training Course
$
13.95
*plus required state filing fee
(price updated in cart)
Course Approval #37374
3 Credit Hour
Credit:
General
Course Single
Personal Life Insurance Planning
$
13.95
*plus required state filing fee
(price updated in cart)
This course provides comprehensive guidance for producers and advisors on assessing the appropriateness of life insurance recommendations for clients by performing a thorough needs analysis. It covers the historical human life value method and emphasizes the importance of gathering relevant client information to accurately identify and calculate survivors’ lump-sum and income needs. The course aims to equip aGeneralts and advisors with the knowledge and tools necessary to determine suitable life insurance amounts, better serve consumers, and ensure appropriate life insurance recommendations are made when suitable to meet client needs.
Course Approval #38032
2 Credit Hour
Credit:
General
Course Single
Principles of Reinsurance
$
13.95
*plus required state filing fee
(price updated in cart)
This course provides a comprehensive overview of reinsurance principles, covering the origins and history of reinsurance in the life insurance and property & casualty industries. It examines the various types of reinsurance available, their uses in achieving management objectives, customary reinsurance agreements and their applications, and the operation of reinsurance with respect to claims payment, risk changes, experience rating, and other factors. The course also explores the current reinsurance environment, regulation of reinsurance, and the potential use of reinsurance in financing life insurance company demutualizations, mergers, and acquisitions.
Course Approval #38050
4 Credit Hour
Credit:
General
Course Single
Principles of Wealth Management
$
13.95
*plus required state filing fee
(price updated in cart)
This course examines the importance and need for comprehensive financial planning, as evidenced by various economic indicators such as the U.S. poverty rate, savings rate, retirement readiness, and the increasing cost of higher education. It outlines the key steps in developing a client’s financial plan, critical issues in managing and protecting wealth, and the principal products and concepts available to implement wealth management objectives and their tax treatment. The course aims to equip participants with the knowledge and skills to apply wealth management principles to improve the financial situation of their clients.
Course Approval #38026
3 Credit Hour
Credit:
General
Course Single
Property Insurance Essentials
$
13.95
*plus required state filing fee
(price updated in cart)
The “Property Insurance Essentials” course offers an in-depth understanding of property insurance principles, including risk management, types of property policies, and the legal foundations of insurance contracts. It covers essential topics such as underwriting, loss valuation, policy structures, and the responsibilities of both insurers and insureds. This course is tailored to equip learners with the necessary knowledge to navigate the complexities of property insurance, ensuring they can effectively manage and protect physical assets.
Course Approval #37558
3 Credit Hour
Credit:
General
Course Single
Tax Treatment of Life Insurance Proceeds
$
13.95
*plus required state filing fee
(price updated in cart)
This course provides a comprehensive overview of the tax treatment of various life insurance policy transactions, including death benefits, cash value withdrawals, loans, surrenders, and the impact of policy ownership and use in different contexts. It covers the tax implications of policies failing to meet the statutory definition of life insurance, being classified as modified endowment contracts (MECs), being transferred for valuable consideration, being sold in viatical or life settlement transactions, and being owned by employers or used in qualified retirement plans. The course aims to equip participants with the knowledge to calculate reportable gains, identify tax-free exchanges, and understand the tax treatment of accelerated death benefits and settlements for terminally-ill and chronically-ill individuals.
Course Approval #38105
3 Credit Hour
Credit:
Health
Course Single
Tax Treatment of Sickness and Injury Plans
$
13.95
*plus required state filing fee
(price updated in cart)
Course Approval #38070
2 Credit Hour
Credit:
General
Course Single
Universal Life Insurance
$
13.95
*plus required state filing fee
(price updated in cart)
This course provides an in-depth overview of universal life insurance, focusing on its development, key features, and how it differs from traditional life insurance products. It explains how universal life insurance emerged in response to economic conditions and consumer demands in the late 1970s, offering flexibility in premiums, death benefits, and transparency in expense charges and interest crediting. The course also covers the various components of universal life policies, including flexible premiums, adjustable coverage, expense charges, mortality charges, and death benefit options, providing a comprehensive understanding of this relatively new insurance product.
Course Approval #38076
2 Credit Hour
Credit:
General
Course Single
Variable Universal Life Insurance
$
13.95
*plus required state filing fee
(price updated in cart)
This course provides an in-depth overview of variable life insurance (VLI), focusing on its development, key features, and how it differs from traditional life insurance products. It explains how VLI emerged as a product that allows policyowners to allocate premiums to separate investment accounts, shifting investment risk from the insurer to the policyowner. The course also covers the regulatory challenges faced during VLI’s introduction, its fixed premium and minimum death benefit structure, and the concept of separate accounts and variable subaccounts, providing a comprehensive understanding of this specialized insurance product.
Course Approval #38088
3 Credit Hour
Credit:
General
Course Single
Viatical and Life Settlements
$
13.95
*plus required state filing fee
(price updated in cart)
This course provides a comprehensive overview of life settlements, focusing on the secondary market for life insurance policies in the United States. It explains how life settlements emerged as an alternative option for policyowners with unneeded life insurance policies, offering potentially higher returns than policy surrender. The course covers key aspects of life settlements including the markets, prospects, process, market conduct issues, disclosure requirements, taxation, and regulation. It aims to give learners a thorough understanding of the life settlement industry, its development, and the various factors that affect these transactions, including important regulatory and ethical considerations.
Course Approval #38094